Loan Rates

As a not-for-profit financial cooperative, we are able to provide great rates on both our deposit and our loan products! Rates as low as: (as of November 1, 2011)

Loan
Type
Loan
Term
Fixed
Rate
Variable
Rate
New Autos and Auto Equity
100% MSRP
3 years 4.75% 8.00%
4 years 5.00% 8.00%
5 years 5.25% 8.00%
6 years 5.50% 8.00%
7 years 5.75% 8.00%
Used Autos & Auto Equity
(2008 or newer)
100% of Kelley Retail Blue Book
3 years 5.75% 8.00%
4 years 6.00% 8.00%
5 years 6.25% 8.00%
6 years 6.50% 8.00%
Older Used Autos
(2005-2007)
100% of Kelley Retail Blue Book
3 years 6.75% 8.30%
4 years 7.00% 8.30%
5 years 7.25% 8.30%
6 years 7.50% 8.30%
New Motorcycle
70% of dealer invoice
3 years 4.75% 8.00%
New Boats or RVs
100% dealer invoice
up to 7
years
n/a 8.00%
Used Boats or RVs
80% wholesale value
up to 7
years
n/a 8.00%
Signature up to $20,000 up to 5
years
8.95% 11.30%
Visa up to $20,000 fixed 13.90% n/a
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