Loan Rates

As a not-for-profit financial cooperative, we are able to provide great rates on both our deposit and our loan products! Rates as low as: (as of January 21, 2015)

Loan
Type
Loan
Term
Fixed
Annual Percentage
Rate (APR)
Variable
Annual Percentage
Rate (APR)
New Autos and Auto Equity
100% MSRP
2 years 2.50% n/a
3 years 2.75% n/a
4 years 2.95% n/a
5 years 2.95% n/a
6 years 3.95% n/a
7 years 4.95% n/a
Used Autos & Auto Equity
(2012 or newer)
100% of Kelley Retail Blue Book
2 years 2.50% n/a
3 years 2.75% n/a
4 years 2.95% n/a
5 years 2.95% n/a
6 years 3.95% n/a
7 years 4.95% n/a
Older Used Autos
(2009-2011)
100% of Kelley Retail Blue Book
2 years 3.50% n/a
3 years 3.75% n/a
4 years 3.95%  n/a
5 years 3.95% n/a
6 years 4.95% n/a
7 years 5.95% n/a
New Motorcycle
70% of dealer invoice
3 years 4.75% n/a
New Boats or RVs
100% dealer invoice
up to 7
years
n/a 8.00%
Used Boats or RVs
80% wholesale value
up to 7
years
n/a 8.00%
Signature up to $20,000 up to 5
years
8.95% n/a
Visa up to $20,000 fixed 13.90% n/a